Job Description

This position is listed on behalf of a partner company, which manages all applications and next steps. Our partner is looking for a Property Claims Adjuster (Inside) based in the United States. The Property Claims Adjuster will investigate, evaluate, negotiate, and resolve property insurance claims through phone-based and other remote communication channels. This role covers both personal and commercial property losses, including structural damage, contents, additional living expenses, scheduled property, and business income claims. You will deliver responsive, tailored service to policyholders while coordinating with independent adjusters and preferred contractors to support accurate, timely claim resolution. Working closely with internal claims teams and other business partners, you will ensure claims are handled in accordance with policy coverage, regulatory requirements, and established procedures. The position requires strong investigative judgment, negotiation skills, and the ability to manage a consistent monthly claims workload. You may also contribute to catastrophe response efforts across the company's operating territory when additional support is needed. This is a full-time remote opportunity for an experienced claims professional who values customer service, collaboration, and continued development in the property insurance field. Accountabilities: - Investigate and Resolve Property Claims: Review personal and commercial property losses, including structural damage, contents, additional living expenses (ALE), scheduled property, and business income claims. Assess coverage, investigate circumstances, estimate damages, determine claim values, negotiate settlements, and close claims. - Deliver Customer-Focused Claims Service: Communicate with policyholders by phone and other internal channels, answer coverage questions, explain claim decisions, and provide a responsive, professional claims experience.

- Coordinate External Claims Support: Assign preferred contractors and independent adjusters when field inspections or additional expertise are needed. Review their work to ensure quality, accuracy, and timely service. - Support Specialized Claims Activities: Assist resolution specialists with assigned tasks, including contents valuation and depreciation holdback calculations, while helping move claims toward appropriate resolution. - Maintain Compliance and Documentation: Follow established claims procedures for communication, coverage verification, loss investigation, liability assessment where applicable, valuation, reporting, documentation, negotiation, and settlement. - Meet Productivity Expectations: Investigate and close an average minimum of 70 claim elements per month, or 85 per month for roles focused primarily on contents claims. - Contribute to Catastrophe Response: Support catastrophe claims operations across the company's service territory, including overnight travel or extended stays when requested. - Collaborate Across Teams: Participate in claims and cross-functional initiatives as assigned, maintaining effective communication with agents, sales representatives, underwriting, marketing, colleagues, and other stakeholders. - Maintain Required Licensing: Obtain and maintain applicable insurance adjuster licenses and pass required state licensing examinations within six months of hire. Requirements: - Relevant experience as an inside property claims specialist or equivalent role within the insurance industry. - A college degree or equivalent education in insurance or business. - Strong knowledge of property claims investigation, valuation, negotiation, settlement techniques, and claims management practices. - Familiarity with personal and commercial property insurance products, policy coverage, applicable legal developments, and claims-handling procedures.

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